by Nicole Dieker If you're asking yourself whether life insurance coverage deserves it, the answer is basic. Yes, life insurance is worth it specifically if you have liked ones who count on you financially. Life insurance acts as an important monetary security internet if you were to pass away all of a sudden.Find out more about term life insurance, how it works and why it may be a crucial part of your financial strategy. Term life insurance is worth it if you're looking to help guarantee monetary security for your household at an economical cost (how much term life insurance do i need). It's a simple, economical type of life insurance that covers your household for a set time period, generally 10, 15, 20 or 30 years.