to change the healthcare delivery system, boosting the quality of care while managing prices. The efficiency of the present U.S. health care system does not provide an overview to the potential functioning of a properly designed private market system. Price and waste in the current UNITED STATE system are needlessly high because of tax and regulatory plans that impede reliable price control by private insurance firms, while at the exact same time the system falls short to provide for universal protection. The retired life of the child boom generation will put even more pressure on Medicare.